Empirical Credit Evaluation Models
Custom scorecards and decision trees developed using data about your individual customers.
Behavioral Authorization and Collections
Efficiently manage your portfolio by analyzing the paying and charging behavior of individual accounts.
Industry-Specific Generic Models
Plug-and-play models for Retail, Bankcard, Wireless, and small business equipment leasing.
Non-Prime Auto Finance Scoring
Specialized empirical and generic models for vehicle finance screening and risk-based pricing.
Small Business & Commercial Scoring
Evaluation of principal attributes and detailed financial ratio analysis for default prediction.
Bankruptcy Prediction Models
Custom models designed to manage and recover hard-to-predict bankruptcy losses.