Standardized Scoring for Your Vertical
We offer high-performance generic scoring models for lenders who need rapid implementation across various sectors.
Retail Revolving
Bankcard
Sub-Prime Auto
Wireless Phone
Equipment Leasing
Mortgage
Healthcare
BHPH Lending
Bridging the History Gap
Generic point scoring models assist credit grantors who do not yet have a portfolio of accounts on the books, or have new portfolios without sufficient history to create a custom scoring model.
Based on our deep experience with hundreds of credit grantors, we develop a model that can be used to determine creditworthiness immediately. We can even customize these generic models to reflect your specific rules and procedures.
Fast-Track Implementation
Designed for smaller lenders and new portfolios, these models allow you to:
- Relate scores to performance early on.
- Refine your approval process dynamically.
- Target the specific applicants you want.
- Maintain control over your portfolio from day one.