Creative Business Decisions

Smarter Models, Smarter Lending Decisions

40+ years of proven expertise in credit risk management.

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Comprehensive Credit Solutions

Tailored services designed to optimize your credit operations

Scoring Models

Developed by applying statistical procedures to historical data to predict future outcomes and optimize risk.

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Tools & Services

Custom analyses, evaluations, and products that integrate scoring with your specific credit operations.

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Our Software

Web-based modules that are simple to use yet comprehensive for your high-level data capturing needs.

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Why choose us?

  • Increase their customer base without increasing risk
  • Reduce default rates and save on credit losses
  • Have consistency in decision-making
  • Automate lending decisions
  • Measurably lower the cost of collections
  • Increase the lifetime value of customer relationships

Some of Our Clients

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